Critical Illness COVERAGE

More than 1-in-3 people are expected to be diagnosed with cancer in their lifetime. Fighting cancer can be expensive.  The unexpected out-of-pocket expenses of cancer recovery can add up fast. *The cash benefits of Cancer insurance can help you pay for these unanticipated costs. 

 Each year, 4.3 million people are injured in motor 

vehicle accidents. Accidents happen unexpectedly and unintentionally, typically resulting in damage or injury. *The cash benefits of Accident insurance can help you pay for your out-of-pocket expenses.

 Heart disease is the leading cause of death in both men and women. About half of all Americans (47%) have at least 1 of 3 key risk factors for heart disease: high blood pressure, high cholesterol, and smoking. Some risk factors for heart disease cannot be controlled, such as your age or family history. *The cash benefits of Heart insurance can help you pay for your out-of-pocket expenses.

 Stroke is a leading cause of death in the United States and is a major cause of serious disability for adults. Nearly 800,000 strokes occur each year. That’s one stroke every 40 seconds. *The cash benefits of Stroke insurance can help you pay for your out-of-pocket expenses.

 The average hospital stay costs

over $10,700.  Hospital bills are the largest out-of-pocket expense for people who filed for medical bankruptcy.  *The cash benefits of Hospital insurance can help you pay for your out-of-pocket expenses.

 The 37 Critical Illnesses 

1. Major Cancers
2. Heart Attack of Specified Severity
3. Coronary Artery By-pass Surgery
4. Stroke
5. Kidney Failure
6. Coma
7. Paralysis (Loss of Use of Limbs)
8. Heart Valve Surgery
9. Blindness (Loss of Sight)
10. Deafness (Loss of Hearing)
11. Loss of Speech
12. Multiple Sclerosis
13. Fulminant Hepatitis
14. Major Organ/Bone Marrow Transplantation
15. Primary Pulmonary Hypertension
16. Alzheimer’s Disease/Severe Dementia
17. Surgery to Aorta
18. Major Burns
19. Terminal Illness
20. HIV Due to Blood Transfusion and Occupationally Acquired HIV
21. End Stage Lung Disease
22. End Stage Liver Failure
23. Muscular Dystrophy
24. Parkinson’s Disease
25. Aplastic Anaemia
26. Angioplasty & Other Invasive Treatment For Coronary Artery (with partial payment only)
27. Bacterial Meningitis
28. Benign Brain Tumour
29. Viral Encephalitis
30. Motor Neurone Disease
31. Apallic Syndrome
32. Loss of Independent Existence
33. Major Head Trauma
34. Other Serious Coronary Artery Disease
35. Poliomyelitis
36. Progressive Scleroderma
37. Systemic Lupus Erythematosus with Lupus Nephritis

Coverage is limited to specific critical illnesses which are outlined in the policy details.

*The cash benefits of Critical Illness insurance can help you pay for your out-of-pocket expenses.